Chelsey L. Koster

CEBS

Employee Benefits Specialist

After graduating from Grand Valley State University in 2011, Chelsey joined Advantage Benefits Group as a consultant. As a rule, ABG ownership promotes within to consultant status. Chelsey was an immediate exception. Over the past 8 years, Chelsey has helped to grow Advantage Benefits through her quest for employee benefits consulting excellence. Her vast experience now includes expertise in benefit plan design, plan implementation, education, healthcare consumerism and wellness. Chelsey has considerable involvement in all aspects of employee benefits including medical, dental, life, vision, disability and retirement plans. She works with both fully insured and self-funded health plans. Chelsey’s clients are diverse and include organizations that represent construction, manufacturing, municipalities, not-for-profit, financial and medical-related organizations. Chelsey is a graduate of the 2016 class of West Coast Leadership and an active volunteer for Junior Achievement.

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IMPORTANT CONSUMER INFORMATION: Steve Handeland and Robert Hughes may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if he is excluded or exempted from the state's registration requirements. Follow-up, individualized responses to consumers in a particular state by Steve and Robert that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the state's requirements, or pursuant to an applicable state exemption or exclusion. For information concerning the licensure status or disciplinary history of a broker-dealer, investment adviser, BD agent or IA representative or any financial institution they represent, contact your state securities law administrator.

Insurance products issued by Principal National Life Insurance Company (except in New York), Principal Life Insurance Company, and the companies available through the Preferred Product Network, Inc. Securities and advisory products offered through Principal Securities, Inc., 800/247-1737, member SIPC. Principal National, Principal Life, the Preferred Product Network and Principal Securities are members of the Principal Financial Group, Des Moines, IA 50392. Steve Handeland and Robert Hughes, Principal National and Principal Life Financial Representatives, Principal Securities Registered Representatives, Financial Advisors. Advantage Benefits Group is not an affiliate of any company of the Principal Financial Group.

Principal Life maintains certificates of authority to transact insurance in all 50 states. Principal Life NAIC identification number is 61271. Principal National NAIC identification number is 71161.