The management team is essential to the success of any business. Key-man life insurance, deferred compensation and executive wrap disability plans are examples of programs that can be offered. Our background educating and designing customized executive benefit plans for our clients have helped their businesses attract and retain high caliber individuals.
People spend other people’s money differently than they spend their own. With this economic principal ABG has helped educate, design and implement more consumer driven plans than any other agency in Michigan. It’s not about shifting costs; it’s about education and choice. We are the leading experts and continue to push the edge on helping employees to become better consumers through transparency and market information.
Many of our clients continue to expand international operations. With the assistance of our international affilates we identify what coverage is required and available globally to ensure appropriate benefits are being provided to international workers, ex-patriots, foreign nationals and associates traveling abroad.
Our leadership in plan design and employee education helps employees to achieve their retirement goals while simultaneously meeting senior management and company objectives. Advantage conducts thorough provider analysis, investment monitoring and fiduciary liability guidance. Our one-on-one counseling approach for health plans is applied to our clients 401(k) and other retirement plans.
The depth and experience of our self-funded experts is what allows us to reduce your total costs by evaluating stop loss, risk management, captives and network discounts. We continuously monitor plan utilization and create tailored reports to provide a better understanding of cost drivers, identify potential solutions and manage budgets.
Most top-performing employers recognize that maintaining a healthy workforce is not only critical in controlling their health care costs, but also has a major impact on the performance, productivity, and well-being of their employees. Organizations that pursue best-practice employee health management through wellness, disease management, and other health-promoting programs have seen substantial returns on investment (ROI), as well as enhanced employee morale and satisfaction.